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Payment and Insurance

At Plaza Dental Group, we understand that the cost of even the most basic dental care may be prohibitive for some of our patients. However, we believe that no patient should have to forgo dental treatment because cost is a concern. We offer convenient financing vendors and payment options so that even the most advanced dentistry treatments are within the reach of each of our patients. We also make it a point to fully inform patients of the cost of treatment before we begin a procedure, so patients will never suffer "sticker shock" when they receive their bill.

We also provide 100% financing on approved credit though Care Credit, Wells Fargo Health, and Citi Health for those patients who qualify. Major Debit Cards (Bank Cards) and Credit Cards accepted.  

Other Patient Payment Options

For patients who have little or no dental insurance coverage, flexible payment programs can be arranged through us or through dental financing companies.

  • CareCredit
  • Flexible Payment Plans


We accept and honor most PPO & HMO dental insurance plans including Dentical.  The following are just a few of the dental insurance we are providers for:

  • Access Denta
  • Aetna PPO
  • American Dental Care Inc.
  • American Health Guard
  • Ameritas PPO
  • Anthem Blue Cross Dental Net 
  • Assurant
  • Blue Cross
  • Blue Cross of CA (Prudent Buyer)
  • Blue Shield of California
  • California Benefits Dental Plan
  • California Dental Network
  • Cigna
  • Delta Dental NE (NorthEast)
  • Delta Dental of AR
  • Delta Dental of CA
  • Delta Dental of GA
  • Delta Dental of KS
  • Delta Dental of MA
  • Delta Dental of MN
  • Delta Dental of MO
  • Delta Dental of PA
  • Delta Dental of TN Dental Benefit Providers UHP
  • Dental Health Services
  • DHA
  • First Dental Health
  • Golden West PPO
  • Guardian PPO
  • Health Net
  • Humana Dental
  • Laborers Health & Welfare Trust For Southern CA
  • Liberty Dental
  • Met Life
  • Pacific Union
  • Pacificare
  • Pacificare PPO
  • Premier Access
  • Primecare
  • Principal Life
  • Safeguard PPO
  • SafeHealth Life PPO
  • United Dental California
  • United Concordia
  • United Healthcare Dental
  • Wellpoint

Insurance FAQ

What's the difference between Indemnity, PPO, HMO, & Discount insurance plans?

Indemnity or Traditional Insurance reimburses members or dentists at the dentist's UCR (Usual, Customary & Reasonable fee).  This allows the subscriber to go to any dental office without being limited to a panel.

PPO (Preferred Provider Organization) is the most common form of insurance.  They provide members with a list of participating dentists to choose from.  The dentists on this list have agreed to a lower fee schedule, which provides you with greater cost savings.  They also assist with insurance billing.  Most companies pay 50% on major treatment (crowns, bridges, partials), 80% for basic care (fillings), and up to 100% for preventative care (exams, x-rays, basic cleanings).  Annual maximums generally range from $1,000 to $2,000.

HMO (Health Maintenance Organization), also known as capitated or prepaid insurance, was designed to provide members with basic care at the lowest rate.  Participating providers receive a monthly capitation check for patients assigned to the office.  This amount is only a few dollars and is intended to offset the administrative costs.  HMOs generally don't pay for services rendered.  Fees are usually greatly reduced, but the patient is solely responsible for paying the doctor.

Discount Plans simply consist of a panel of dentists that have agreed to a reduced rate, with the subscriber being solely responsible for the entire portion.  There is no billing or annual maximums.

What is a covered benefit? Treatment that is recommended by a dentist, is listed on the fee schedule, and accepted under the terms of your group's plan.

What is an optional treatment? Treatment that is either not listed on your fee schedule or more than the minimum to restore the tooth back to its original function.

Contact Us

Send Us an Email

Our Location

Plaza Dental Group

3390 Loma Vista Rd

Ste A

Ventura, CA 93003

(805) 653-0620

Hours of Operation


9:00 am-6:00 pm


9:00 am-6:00 pm


9:00 am-6:00 pm


9:00 am-6:00 pm